[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.chronici.cz\/proc-je-dobre-aby-melo-svj-pojisteni-domu\/#Article","mainEntityOfPage":"https:\/\/www.chronici.cz\/proc-je-dobre-aby-melo-svj-pojisteni-domu\/","headline":"Pro\u010d je dobr\u00e9, aby m\u011blo svj poji\u0161t\u011bn\u00ed domu","name":"Pro\u010d je dobr\u00e9, aby m\u011blo svj poji\u0161t\u011bn\u00ed domu","description":"Dnes m\u00e1 ka\u017ed\u00fd bytov\u00fd d\u016fm povinnost m\u00edt n\u011bjakou jednotku, kter\u00e1 jej bude spravovat jako celek. A zat\u00edmco d\u0159\u00edve tuto povinnost zast\u00e1vala p\u0159ev\u00e1\u017en\u011b dru\u017estva, dnes ji v naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f p\u0159evzala spole\u010denstv\u00ed vlastn\u00edk\u016f jednotek. Ta maj\u00ed za \u00fakol starat se o to, aby spole\u010dn\u00e9 prostory i vn\u011bj\u0161\u00ed fas\u00e1da odpov\u00eddaly v\u0161em p\u0159edpis\u016fm a byly pravideln\u011b udr\u017eov\u00e1ny. K...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.chronici.cz\/proc-je-dobre-aby-melo-svj-pojisteni-domu\/\" class=\"more-link\">Read More<span class=\"screen-reader-text\"> &ldquo;Pro\u010d je dobr\u00e9, aby m\u011blo svj poji\u0161t\u011bn\u00ed domu&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2022-05-23","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.chronici.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.chronici.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/505fff4dce96a6fd9b2c3bab9d6ad2c90e3ce4a797f024fc5ad345c11f66ba90?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/505fff4dce96a6fd9b2c3bab9d6ad2c90e3ce4a797f024fc5ad345c11f66ba90?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"chronici.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.chronici.cz\/wp-content\/uploads\/panelak3_4.jpg","url":"https:\/\/www.chronici.cz\/wp-content\/uploads\/panelak3_4.jpg","height":0,"width":0},"url":"https:\/\/www.chronici.cz\/proc-je-dobre-aby-melo-svj-pojisteni-domu\/","about":["Firmy"],"wordCount":426,"articleBody":"   Dnes m\u00e1 ka\u017ed\u00fd bytov\u00fd d\u016fm povinnost m\u00edt n\u011bjakou jednotku, kter\u00e1 jej bude spravovat jako celek. A zat\u00edmco d\u0159\u00edve tuto povinnost zast\u00e1vala p\u0159ev\u00e1\u017en\u011b dru\u017estva, dnes ji v naprost\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f p\u0159evzala spole\u010denstv\u00ed vlastn\u00edk\u016f jednotek. Ta maj\u00ed za \u00fakol starat se o to, aby spole\u010dn\u00e9 prostory i vn\u011bj\u0161\u00ed fas\u00e1da odpov\u00eddaly v\u0161em p\u0159edpis\u016fm a byly pravideln\u011b udr\u017eov\u00e1ny. K tomu m\u00e1 samoz\u0159ejm\u011b n\u011bkolik pravomoc\u00ed. A jednou z mo\u017enost\u00ed, kter\u00e9 m\u016f\u017ee vyu\u017e\u00edt, je i mo\u017enost poji\u0161t\u011bn\u00ed. Pokud chce svj poji\u0161t\u011bn\u00ed domu, obvykle se jedn\u00e1 o poji\u0161t\u011bn\u00ed v p\u0159\u00edpad\u011b \u0161kody na majetku \u010di kr\u00e1de\u017ei. To znamen\u00e1, \u017ee pokud nap\u0159\u00edklad vandal posprejuje fas\u00e1du, p\u0159\u00edpadn\u011b poni\u010d\u00ed vstupn\u00ed dve\u0159e \u010di jinak po\u0161kod\u00ed spole\u010dn\u00e9 prostory, poji\u0161\u0165ovna vzniklou \u0161kodu uhrad\u00ed.Jednodu\u0161e \u0159e\u010deno, svj dostane pen\u00edze pot\u0159ebn\u00e9 na opravu \u0161kody. Ty budou p\u0159ips\u00e1ny na \u00fa\u010det fondu oprav, kter\u00fd mus\u00ed toto spole\u010denstv\u00ed ze z\u00e1kona m\u00edt. N\u00e1sledn\u011b budou pou\u017eity na uveden\u00ed domu do p\u016fvodn\u00edho stavu. To sam\u00e9 plat\u00ed v p\u0159\u00edpad\u011b kr\u00e1de\u017ee. Pokud n\u011bkdo nap\u0159\u00edklad zciz\u00ed spole\u010dn\u00fd majetek, bude \u0161koda op\u011bt hrazena poji\u0161\u0165ovnou. Zd\u00e1lo by se tedy, \u017ee zde m\u00e1me sam\u00e9 v\u00fdhody. Av\u0161ak je pot\u0159eba po\u010d\u00edtat s t\u00edm, \u017ee ani tato slu\u017eba nen\u00ed zadarmo. Je nutn\u00e9 poji\u0161\u0165ovn\u011b odv\u00e1d\u011bt v pravideln\u00fdch intervalech domluvenou \u010d\u00e1stku, aby n\u00e1m tuto slu\u017ebu poskytovala. A ta nemus\u00ed b\u00fdt, v z\u00e1vislosti na poloze, st\u00e1\u0159\u00ed a celkov\u00e9m stavu domu nejlevn\u011bj\u0161\u00ed.Je tedy ot\u00e1zkou, zda bude m\u00edt svj dostatek finan\u010dn\u00edch prost\u0159edk\u016f k tomu, aby si to mohlo dovolit, \u010di zda bude nutn\u00e9 zv\u00fd\u0161it odvody do spole\u010dn\u00fdch fond\u016f, ze kter\u00fdch se to bude hradit. A k tomu samoz\u0159ejm\u011b mohou m\u00edt obyvatel\u00e9 pochopiteln\u00e9 v\u00fdhrady. Nen\u00ed v\u0161ak pochyb o tom, \u017ee pokud se n\u011bco stane, pak jsou v\u0161ichni r\u00e1di, \u017ee bude \u0161koda uhrazena t\u00edmto zp\u016fsobem. Pen\u011bz toti\u017e \u010dasto rozhodn\u011b nen\u00ed nazbyt. Proto se rozhodn\u011b doporu\u010duje toho vyu\u017e\u00edt, zvl\u00e1\u0161t\u011b pokud d\u016fm stoj\u00ed v rizikov\u011bj\u0161\u00ed oblasti. Jen by si m\u011bl jednatel p\u0159ed podpisem smlouvy \u0159\u00e1dn\u011b p\u0159e\u010d\u00edst p\u0159edev\u0161\u00edm v\u00fdluky, a\u0165 nejsou v\u0161ichni pozd\u011bji nep\u0159\u00edjemn\u011b p\u0159ekvapeni.                                                                                                                                                                                                                                                                                                                                                                                                  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